Support

Days
Hours
Minutes
Seconds

Price increase by 33%.

Join PXP token pre-sale
Token Sale
EN

Start earning today with

BLOCKCHAIN-BASED BANKING

BUY
Tokens
via PointPay Bank and receive
HIGH VOLUME BONUSES
top1 TOP-1 Blockchain Project 2021
5 000+

PXP tokens

circle
+2%
Bonus in tokens
10 000+
circle
+3%
Bonus in tokens
30 000+
circle
+4%
Bonus in tokens
50 000+
circle
+7%
Bonus in tokens
100 000+

VIP status

circle
+10%
Bonus in tokens
+ Premium video tutorials
*
Bonus will be sent automatically after the purchase
CryptoTotemICOlinkICO HolderICO benchICOTOPICO CoincodexICO CoinCheckup
PCIDSSMcAfeeSiteLockSSL

Sign up to receive project updates

Receive PointPay project updates, special offers and important announcements

Start earning today with

BLOCKCHAIN-BASED BANKING

01
Products

PointPay Blockchain-Based Bank

The first in the world blockchain-based bank enabling people to open crypto checking and crypto savings accounts and earn daily compound interest on crypto

bank
Launched

Implemented features

  • Crypto Checking and Savings Accounts
  • Easy transfer options between accounts within Bank and the whole ecosystem
  • Daily compound interest
  • Highest interest rates in the industry
  • Bitcoin, Ethereum, Tether USD, Tether Gold and PointPay token support
  • Higher yield for PXP token holders on a progressive scale

Upcoming features

  • Fast Bank2Bank fiat transfers
  • Fast C2C fiat transfers
  • Banking license in Wyoming
  • Banking license in the Cayman Islands

We pay now

PointPayPXP
up to 30% APR
BitcoinBTC
6.1% APR
EthereumETH
4.6% APR
TetherUSDT
8% APR
USD CoinUSDC
8% APR
DAIDAI
8% APR
Tether GoldXAUT
5% APR
LitecoinLTC
6.8% APR
Bitcoin CashBCH
6.1% APR
TronTRX
3.4% APR
RippleXRP
5% APR
ChainLinkLINK
5.1% APR

PointPay Crypto Exchange

Convenient custom trading UI with market, limit and stop-limit orders for PROs and Quick Exchange option along with helpful video tutorials for beginners

exchange
Launched

Implemented features

  • Crypto School (helpful video tutorials)
  • Market, limit and stop-limit orders support
  • Simplified cryptocurrency conversion option
  • Referral system (50% bonus) and bright advertising banners
  • Progressive discount scale for PXP token holders
  • Day/night mode
  • Multi-language chat in Chinese, English and Russian
  • Accessible from smartphones and tablets
  • 24/7 customer support
  • Automatical calculation of liquidity in chosen orders in the order books
  • Public API

Upcoming features

  • IEO capability
  • Visual effects for new created orders
  • Market depth chart
  • Trading competitions
  • OTC trading
  • Cashback
  • CFD trading
  • AI trading

PointPay Crypto Wallet

Send crypto to your friends via email and conveniently track price changes in your cryptocurrency portfolio

wallet
Launched

Implemented features

  • Multi-currency capability
  • Real-time rates
  • Cryptocurrency portfolio
  • Sending the funds via email
  • Day/night mode
  • Balance topping-up with QR-codes
  • Email-notifications for deposits/withdrawals
  • Accessible from smartphones and tablets

Upcoming features

  • Sending the funds via phone number
  • More currencies to be added
  • Instant swap
  • ERC20 tokens support
  • Recovery by the seed-phrase

PointPay Payment System

PointPay customers can buy most popular cryptocurrencies (BTC, ETH, USDT, XRP, LTC, etc.) directly from debit and credit cards for USD, EUR, GBP, etc. The sell option with lowest fees is also available for USD, RUB and UAH

payment_system
Launched

Implemented features

  • Buy/Sell options
  • Major fiat currencies support
  • Major cryptocurrencies support
  • Fully automated conversion process

Upcoming features

  • Public API for fintech projects
  • Crypto acquiring for merchants
  • More providers
  • More fiat currencies

PointPay Crypto School for the World

PointPay supports global crypto and blockchain education. We created a step-by-step video guide which helps to start trading and making money in the crypto market for beginners

crypto_school
Launched

Implemented features

  • 20+ video tutorials created
  • Three difficulty levels: beginner, medium and expert
  • Access to premium video tutorials for PointPay (PXP) token holders

Upcoming features

  • More free educational videos to be created
  • Premium written educational materials for PointPay (PXP) token holders
  • Translation to other world languages

PointPay Mobile Banking Applications

Earn daily interest, make instant exchange of currencies, buy/sell bitcoin with debit and credit cards within one application created by PointPay

mob_apps
Launched

PointPay Native Offchain Technology

PointPay has developed its own native offchain technology which enables you to send instant transfers to your friends and partners between Bank, Exchange, Wallet, Payment System and mobile crypto banking applications by PointPay

native_offchain
Launched

Implemented features

  • Instant transfers between all PointPay products
  • Competitive fees
  • Off-protocol confirmation of transactions
  • Discounts for internal transfers for PXP token holders

Upcoming features

  • Instant fiat transfers within PointPay ecosystem

PointPay Crypto Loan module

No expensive gas fees on providing liquidity for PointPay pool. Take instant crypto-backed loan from any part of the world regardless of your credit history. PointPay is a new home for CeFi

defi
Launched

Implemented features

  • Instant credit line
  • Major cryptocurrencies support (BTC, ETH, USDT) for loans
  • Discount preferences for PXP token holders

Upcoming features

  • Fiat loans
  • Referral system
  • More currencies to be added as a collateral
02
Activity report
UPDATE
Mar 11, 2021
Displaying balance in local currencies is added to PointPay Bank, PointPay Wallet and PointPay Payment System
UPDATE
Jan 11, 2021
Current crypto rates added to PointPay mobile crypto banking application for Android and iOS
UPDATE
Jan 5, 2021
Current cryptocurrency rates added to mobile crypto banking apps for Android and iOS
UPDATE
Dec 24, 2020
Order crypto debit card is available at PointPay
UPDATE
Dec 20, 2020
DAI stablecoin integrated to PointPay
UPDATE
Dec 10, 2020
USDC integrated to Bank, Wallet, Exchange and mobile apps
UPDATE
Nov 26, 2020
Instant loans added to PointPay mobile crypto banking applications for Android and iOS
UPDATE
Nov 6, 2020
TRON (TRX) integrated to Bank, Wallet, Exchange and mobile apps
UPDATE
Oct 30, 2020
Litecoin (LTC) integrated to Bank, Wallet, Exchange and mobile apps
UPDATE
Oct 15, 2020
Added customer support to mobile crypto banking applications
UPDATE
Sep 25, 2020
Payment System with new UI and logic implemented
UPDATE
Sep 14, 2020
Payment System with new UI and logic implemented
UPDATE
Sep 8, 2020
Payment System with new UI and logic implemented
UPDATE
Sep 3, 2020
All PointPay products translated to 9 world languages
UPDATE
Aug 31, 2020
PointPay Native Offchain Technology for instant transfers launched
UPDATE
Aug 27, 2020
Public trading API available on PointPay Crypto Exchange
UPDATE
Aug 6, 2020
PointPay mobile crypto banking applications for Android and iOS launched and available for download
UPDATE
Jul 31, 2020
New PointPay token sale form released
UPDATE
Jul 23, 2020
PointPay has reached and agreement with a new payment provider
UPDATE
Jul 17, 2020
New design of PointPay Ecosystem landing page implemented
UPDATE
Jul 13, 2020
A new home page has been added to PointPay Crypto Exchange
UPDATE
Jul 10, 2020
We are thrilled to announce that PointPay has started its community in TikTok. Join us to keep updated on the latest news of PointPay
UPDATE
Jul 7, 2020
Now you will be receiving a receipt via e-mail containing operation details when buying or selling crypto through the PointPay Payment System using debit or credit card
UPDATE
Jul 2, 2020
Another liquidity provider, MoonPay, has been integrated into PointPay Payment System. It processes debit and credit cards in America, Europe and Russia.
UPDATE
Jun 28, 2020
As part of the ongoing work on the CFA bill, PointPay specialists prepared a study showing that the allocation of available reserves of electricity and capacity for mining cryptocurrencies from hydroelectric power stations alone could potentially bring more than 1 billion USD of tax deductions in the form of VAT to the state budget of Russia. It is said that this was a key argument which motivated Ministry of Economic Development to send a letter of criticism to the State Duma on the current version of CFA bill.
UPDATE
Jun 24, 2020
We launched a new product called 'PointPay Crypto School'. It includes about 20 video tutorials, divided into three difficulty levels: beginner, intermediate and expert. Users who hold at least 2000 PointPay (PXP) tokens on PointPay Crypto Exchange can now get an access to premium video tutorials. We will continue working on the creation of training materials. By purchasing a PXP token, you support global crypto and blockchain education.
UPDATE
Jun 15, 2020
An extended version of the chat for traders has been implemented. Now it has become multilingual. Channels are available for Russian-speaking, English-speaking and Chinese-speaking clients of PointPay. You can also use emoticons, quote other users and tag them.
UPDATE
Jun 12, 2020
We expanded the functionality of the referral system on PointPay Crypto Exchange. Now each user has a tab 'My referrals', which reflects the total number of referrals attracted by the user. You can also see the income from your referrals for 'today', 'yesterday' and for the last 'month'. In addition, we added the ability to analyze income from referrals on special interactive monthly chart. Currently, not a single crypto exchange offers such a feature.
UPDATE
May 18, 2020
A new PointPay Bank design has been released.
UPDATE
May 5, 2020
Now PointPay customers from Europe can buy crypto with Apple Pay.
UPDATE
May 2, 2020
We have added Russian Ruble (RUB) support on PointPay Crypto Exchange through QIWI and Yandex.Money. You can top up your balance with 0% fee.
UPDATE
Apr 30, 2020
An audio signal has been added to the PointPay Cryptocurrency Exchange. It is triggered once when your order is 100% executed. You can turn it off in the settings if you wish.
UPDATE
Apr 27, 2020
Day mode has also been integrated in PointPay Crypto Wallet
UPDATE
Apr 17, 2020
Now you can switch from night to day mode on PointPay Crypto Exchange depending on your preferences. Let the trade be even more comfortable!
UPDATE
Apr 14, 2020
Thanks to new partnerships with Indacoin now PointPay customers can buy most popular cryptocurrencies (BTC, ETH, USDT, XRP, LTC, etc.) directly from debit and credit cards for American (USD) and Canadian dollars, Euros (EUR), British pounds (GBP), Swiss francs (CHF), Swedish (SEK), Danish (DKK), Czech (CZK) and Norwegian (NOK) crowns.
UPDATE
Apr 9, 2020
Order history has been added to PointPay Crypto Exchange. Track and receive detailed information on your trading activity.
UPDATE
Apr 7, 2020
Responsive web design has been implemented on the PointPay Crypto Wallet as well
UPDATE
Apr 3, 2020
Responsive web design has been implemented on the PointPay Crypto Exchange. Trade with comfort on our platform from your mobile and tablet devices.
UPDATE
Apr 2, 2020
The function of automatical one-click filling of the amount field with the maximum available balance has been added to PointPay Crypto Wallet.
UPDATE
Mar 30, 2020
Live currency rates are added to PointPay Crypto Wallet. The arrow pointer shows how the asset value has changed over the past 5 minutes.
UPDATE
Mar 27, 2020
QR-code payments are added to PointPay Crypto Wallet. Now you can top up your balance with your mobile devices instantly.
UPDATE
Mar 25, 2020
Tether USD (USDT) has been added to PointPay Crypto Wallet
UPDATE
Mar 23, 2020
We have added USDt and XAUt to PointPay Blockchain Bank. Thus, PointPay has become the first company in the world which created blockchain bank to open crypto checking and crypto savings accounts in bitcoin, dollar stablecoin and tokenized gold. Earn daily compound interest on deposits!
UPDATE
Mar 21, 2020
Graphical display of user's cryptocurrency portfolio value in dollars has been added to PointPay Crypto Wallet.
UPDATE
Mar 17, 2020
We will additionally top up your balance with 100 PXP tokens on the PointPay Crypto Exchange if you invite a friend via your referral link. Your friend is to subscribe to all PointPay social media. Tokens give the right to receive discounts when making trade deals on our platform. You can invite an unlimited number of friends. Also we added the svg-format of advertising banners and a language filter that allows you to choose banners in a specific language.
UPDATE
Mar 14, 2020
Current price quotes for the chosen trade pair in the browser tab have been added on the PointPay Crypto Exchange.
UPDATE
Mar 11, 2020
Graphical display of liquidity volume in each of the orders placed in an order book has been added on the PointPay Crypto Exchange. Now traders can calculate the amount of liquidity contained in several orders by hovering the mouth cursor over the corresponding orders.
UPDATE
Mar 5, 2020
Referral program has been launched on the PointPay Crypto Exchange. Invite your friends and earn 50% from the system fee on trade deals done by your referrals.
UPDATE
Feb 25, 2020
Quick Exchange option is added to PointPay Crypto Exchange for simplified crypto-to-crypto conversions.
UPDATE
Feb 22, 2020
Automatic sending of our tokens when buying for Bitcoin to PointPay crypto wallet implemented . Previously, such purchases were processed manually.
UPDATE
Feb 14, 2020
For the convenience a seamless transition between PointPay bank, exchange and wallet during user's session integrated
UPDATE
Feb 9, 2020
Payment form enabling our customers to buy and sell crypto for USD, RUB and UAH integrated into PointPay Crypto Wallet
UPDATE
Feb 5, 2020
New PointPay Crypto Wallet design applied
UPDATE
Jan 28, 2020
Payment form enabling our customers to buy and sell crypto for USD, RUB and UAH with VISA/MasterCard bank cards and popular e-wallets such as Payeer, AdvCash, PerfectMoney integrated on PointPay Crypto Exchange
UPDATE
Jan 27, 2020
Airdrop. New users who will sign up on PointPay Crypto Exchange and subscribe to PointPay social media, will get 300 PXP tokens. These bonus give a discount for trade deals only.
UPDATE
Jan 15, 2020
PXP token integrated into PointPay Crypto Exchange. The users can dynamically reduce fees for trade deals. The more PXP tokens the user has, the less fee he pays
UPDATE
Jan 5, 2020
Higher yields for PXP crypto-checking and crypto-savings accounts available in PointPay Crypto Bank. The more tokens the user has, the more interest he earns.
UPDATE
Dec 31, 2019
PointPay Blackchain-based Bank supporting crypto-checking and crypto-savings accounts launched. Our users can make deposits in BTC, ETH and PointPay token (PXP) and earn daily compound interest.
UPDATE
Oct 17, 2019
In a public vote PointPay was elected the best blockchain start-up of 2019 at Blockchain Life, the largest conference in Eastern Europe for 5000 participants
UPDATE
Sep 24, 2019
PointPay Crypto Exchange supporting top-10 cryptocurrencies launched
UPDATE
Jun 21, 2019
PointPay Live Roadmap published
UPDATE
Jun 13, 2019
Analytical study by PointPay Research Department
UPDATE
Jun 1, 2019
Technical Paper v.1.0 published
UPDATE
May 22, 2019
Announcement in social media done
UPDATE
Apr 11, 2019
Unified registration infrastructure completed
UPDATE
Mar 7, 2019
PointPay promotional video created
UPDATE
Feb 2, 2019
PointPay ecosystem file created
UPDATE
Jan 9, 2019
PointPay is added to major rating agencies lists
UPDATE
Dec 25, 2018
PointPay token sale platform completed
UPDATE
Nov 21, 2018
PointPay pitch deck created
UPDATE
Oct 27, 2018
pointPay_one_pager_created
UPDATE
Oct 14, 2018
PointPay White Paper created
UPDATE
Sep 17, 2018
Blockchain listener for transactions completed
UPDATE
Aug 2, 2018
Common ecosystem infrastructure created
UPDATE
Jul 13, 2018
Consultations with experts and advisors held
UPDATE
Jun 25, 2018
Point Pay Ltd. Company registered.
03
Roadmap
Go to live roadmap
  • 2018
    Q2
    Point Pay Ltd. Company registered.
  • 2018
    Q3
    Blockchain listener for transactions completed
  • Common ecosystem infrastructure plan created
  • Main site created
  • 2018
    Q4
    PointPay whitepaper, one-pager, pitch deck created
  • PointPay is added to major rating agencies lists
  • PointPay promotional video created
  • 2019
    Q1
    Authentication form created
  • Community of supporters created
  • Token sale form created
  • 2019
    Q2
    All social media accounts created
  • Announcement in social media made
  • PointPay Live Roadmap created
  • 2019
    Q3
    Unified registration infrastructure completed
  • PointPay Crypto Exchange launched
  • PointPay Crypto Wallet launched
  • 2019
    Q4
    PointPay Blockchain-based bank launched
  • PointPay is elected the best blockchain start-up 2019 at Blockchain Life
  • PointPay token (PXP) integrated into Bank, Exchange and Wallet
  • 2020
    Q1
    PointPay Payment System with buy option launched
  • Sell option added to PointPay Payment System
  • Payment System connected to Bank, Exchange and Wallet
  • 2020
    Q2
    MoonPay, Indacoin, Mercuryo with worldwide debit and credit card coverage integrated into PointPay Payment System
  • Home pages are added to all products
  • PointPay Crypto School created
  • 2020
    Q3
    One-click instant transfers between all the products implemented
  • Release of mobile banking applications for Android and iOS
  • Markets overview integrated into PointPay Crypto Exchange
  • Lower transaction fees on a progressive scale for PointPay (PXP) token holders within the whole ecosystem implemented
  • PointPay complies with PCI DSS
  • Discounts to PXP tokenholders for internal transfers within the ecosystem
  • 2020
    Q4
    Launch of PointPay Crypto Loan module
  • Adding sell function to PointPay Payment System
  • Adding Exchange to mobile crypto banking applications
  • Adding loan module to mobile crypto banking applications
  • SEPA payments accessible for PointPay customers
  • 2021
    Q1
    VISA crypto debit card available for order at PointPay
  • Sending the funds to unregistered users via email (‘PointPay me!’ function on Bank)
  • Withdrawals in fiat to debit and credit cards via PointPay payment system
  • Increasing of trading pairs on the Exchange
  • SEO optimization of all products
  • Invoice system on PointPay Bank
  • Q2
    Creation of PointPay blog
  • One-click transfers between all PointPay products
  • PNL analysis on apps and website
  • International Banking License Application started
  • Creation of voting platforms for PXP token holders
  • Crypto gift cards
  • Q3
    Marginal trading implementation
  • PXP burning program started
  • Integration of SWIFT payments
  • Integration of virtual crypto debit card to PointPay app
  • Q4
    International Banking License granted
  • Aggressive promotion of PointPay on all the markets worldwide
  • Full ecosystem completed
Go to live roadmap
04
PXP-token
PointPay Token (PXP) is ERC20 compliant token issued on the Ethereum platform. It ensures security and speed of transactions as well as compatibility with third-party services.

Implemented features

PXP token enables PointPay customers to earn higher yield on PointPay Bank
PXP token enables traders to cut maker/taker fees on PointPay Exchange
PXP token holders get an access to premium video tutorials from PointPay Crypto School