Start earning today with
BLOCKCHAIN-BASED BANKING
BUY
Tokens
5 000+
PXP tokens
+2%
Bonus in tokens
10 000+
+3%
Bonus in tokens
30 000+
+4%
Bonus in tokens
50 000+
+7%
Bonus in tokens
100 000+
VIP status
+10%
Bonus in tokens
+ Premium video tutorials
*
Bonus will be sent automatically after the purchase
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Start earning today with
BLOCKCHAIN-BASED BANKING
01
Products
PointPay Blockchain-Based Bank
The first in the world blockchain-based bank enabling people to open crypto checking and crypto savings accounts and earn daily compound interest on crypto
Launched
Implemented features
- Crypto Checking and Savings Accounts
- Easy transfer options between accounts within Bank and the whole ecosystem
- Daily compound interest
- Highest interest rates in the industry
- Bitcoin, Ethereum, Tether USD, Tether Gold and PointPay token support
- Higher yield for PXP token holders on a progressive scale
Upcoming features
- Fast Bank2Bank fiat transfers
- Fast C2C fiat transfers
- Banking license in Wyoming
- Banking license in the Cayman Islands
We pay now
up to 30% APR
6.1% APR
4.6% APR
8% APR
8% APR
8% APR
5% APR
6.8% APR
6.1% APR
3.4% APR
5% APR
5.1% APR
PointPay Crypto Exchange
Convenient custom trading UI with market, limit and stop-limit orders for PROs and Quick Exchange option along with helpful video tutorials for beginners
Launched
Implemented features
- Crypto School (helpful video tutorials)
- Market, limit and stop-limit orders support
- Simplified cryptocurrency conversion option
- Referral system (50% bonus) and bright advertising banners
- Progressive discount scale for PXP token holders
- Day/night mode
- Multi-language chat in Chinese, English and Russian
- Accessible from smartphones and tablets
- 24/7 customer support
- Automatical calculation of liquidity in chosen orders in the order books
- Public API
Upcoming features
- IEO capability
- Visual effects for new created orders
- Market depth chart
- Trading competitions
- OTC trading
- Cashback
- CFD trading
- AI trading
PointPay Crypto Wallet
Send crypto to your friends via email and conveniently track price changes in your cryptocurrency portfolio
Launched
Implemented features
- Multi-currency capability
- Real-time rates
- Cryptocurrency portfolio
- Sending the funds via email
- Day/night mode
- Balance topping-up with QR-codes
- Email-notifications for deposits/withdrawals
- Accessible from smartphones and tablets
Upcoming features
- Sending the funds via phone number
- More currencies to be added
- Instant swap
- ERC20 tokens support
- Recovery by the seed-phrase
PointPay Payment System
PointPay customers can buy most popular cryptocurrencies (BTC, ETH, USDT, XRP, LTC, etc.) directly from debit and credit cards for USD, EUR, GBP, etc. The sell option with lowest fees is also available for USD, RUB and UAH
Launched
Implemented features
- Buy/Sell options
- Major fiat currencies support
- Major cryptocurrencies support
- Fully automated conversion process
Upcoming features
- Public API for fintech projects
- Crypto acquiring for merchants
- More providers
- More fiat currencies
PointPay Crypto School for the World
PointPay supports global crypto and blockchain education. We created a step-by-step video guide which helps to start trading and making money in the crypto market for beginners
Launched
Implemented features
- 20+ video tutorials created
- Three difficulty levels: beginner, medium and expert
- Access to premium video tutorials for PointPay (PXP) token holders
Upcoming features
- More free educational videos to be created
- Premium written educational materials for PointPay (PXP) token holders
- Translation to other world languages
PointPay Mobile Banking Applications
Earn daily interest, make instant exchange of currencies, buy/sell bitcoin with debit and credit cards within one application created by PointPay
Launched
PointPay Native Offchain Technology
PointPay has developed its own native offchain technology which enables you to send instant transfers to your friends and partners between Bank, Exchange, Wallet, Payment System and mobile crypto banking applications by PointPay
Launched
Implemented features
- Instant transfers between all PointPay products
- Competitive fees
- Off-protocol confirmation of transactions
- Discounts for internal transfers for PXP token holders
Upcoming features
- Instant fiat transfers within PointPay ecosystem
PointPay Crypto Loan module
No expensive gas fees on providing liquidity for PointPay pool. Take instant crypto-backed loan from any part of the world regardless of your credit history. PointPay is a new home for CeFi
Launched
Implemented features
- Instant credit line
- Major cryptocurrencies support (BTC, ETH, USDT) for loans
- Discount preferences for PXP token holders
Upcoming features
- Fiat loans
- Referral system
- More currencies to be added as a collateral
02
Activity report
03
Roadmap
Go to live roadmap
- 2018Q2Point Pay Ltd. Company registered.
- 2018Q3Blockchain listener for transactions completed
- Common ecosystem infrastructure plan created
- Main site created
- 2018Q4PointPay whitepaper, one-pager, pitch deck created
- PointPay is added to major rating agencies lists
- PointPay promotional video created
- 2019Q1Authentication form created
- Community of supporters created
- Token sale form created
- 2019Q2All social media accounts created
- Announcement in social media made
- PointPay Live Roadmap created
- 2019Q3Unified registration infrastructure completed
- PointPay Crypto Exchange launched
- PointPay Crypto Wallet launched
- 2019Q4PointPay Blockchain-based bank launched
- PointPay is elected the best blockchain start-up 2019 at Blockchain Life
- PointPay token (PXP) integrated into Bank, Exchange and Wallet
- 2020Q1PointPay Payment System with buy option launched
- Sell option added to PointPay Payment System
- Payment System connected to Bank, Exchange and Wallet
- 2020Q2MoonPay, Indacoin, Mercuryo with worldwide debit and credit card coverage integrated into PointPay Payment System
- Home pages are added to all products
- PointPay Crypto School created
- 2020Q3One-click instant transfers between all the products implemented
- Release of mobile banking applications for Android and iOS
- Markets overview integrated into PointPay Crypto Exchange
- Lower transaction fees on a progressive scale for PointPay (PXP) token holders within the whole ecosystem implemented
- PointPay complies with PCI DSS
- Discounts to PXP tokenholders for internal transfers within the ecosystem
- 2020Q4Launch of PointPay Crypto Loan module
- Adding sell function to PointPay Payment System
- Adding Exchange to mobile crypto banking applications
- Adding loan module to mobile crypto banking applications
- SEPA payments accessible for PointPay customers
- 2021Q1VISA crypto debit card available for order at PointPay
- Sending the funds to unregistered users via email (‘PointPay me!’ function on Bank)
- Withdrawals in fiat to debit and credit cards via PointPay payment system
- Increasing of trading pairs on the Exchange
- SEO optimization of all products
- Invoice system on PointPay Bank
- Q2Creation of PointPay blog
- One-click transfers between all PointPay products
- PNL analysis on apps and website
- International Banking License Application started
- Creation of voting platforms for PXP token holders
- Crypto gift cards
- Q3Marginal trading implementation
- PXP burning program started
- Integration of SWIFT payments
- Integration of virtual crypto debit card to PointPay app
- Q4International Banking License granted
- Aggressive promotion of PointPay on all the markets worldwide
- Full ecosystem completed
04
PXP-token
PointPay Token (PXP) is ERC20 compliant token issued on the Ethereum platform. It ensures security and speed of transactions as well as compatibility with third-party services.
